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September 1, 2022
2022 Ag Lenders Conference Presentations
Recent research findings
Defining nontraditional finance
Regulation/reporting?
Age/experience?
Origination?
“Nontraditional credit suppliers or lenders…are those whose primary contacts with producers historically have been for goods and services other than credit” (Sherrick, Sonka, & Monke, 1994)
Another definition: Lending that is originated outside of the “traditional” local branch‐loan officer model
High volume lenders
Vendor
Other non‐deposit taking lenders
Note: This figure is not intended to be inclusive of all firms offering nontraditional finance and does not include public lenders or individuals
Types of nontraditional finance
Why study nontraditional finance?
• …
November 21, 2012
USDA METSS Project
The “Rice Price Trends in Ghana (2006‐2011)” report is made possible by the generous support of the
American people through the United States Agency for International Development (USAID). The
contents are the responsibility of the author and do not necessarily reflect the views of Kansas State
University, USAID or the United States Government.”
METSS‐Ghana Research and Issue Paper Series
No. 02‐2012 ‐ June 2012
1
Rice Price Trends in Ghana (2006‐2011)
Vincent Amanor‐Boadu, PhD1
Per capita consumption of rice (Oryza spp. L.) in Ghana increased from 17.5 kg per annum
between 1999 and 2001 to 22.6 kg per annum between 2002 and 2004. By 2011, it had
reached 38 kg per annum and projected to reach 63 kg per annum by 2015.2 This increase has
transformed rice into Ghana’s most important cereal food crop after maize. The evolution of
rice prices, thus, has implications for national food security and income enhancement
objectives. The purpose of this research is to evaluate the trends in rice prices and discuss their
implication for policy. It used national monthly wholesale prices collected by the Statistical
Research and Information Directorate (SRID) of the Ghana Ministry of Food and Agriculture.
Ghana’s Rice Production Situation
Table 1 shows that while rice is grown in all ten regions of Ghana, production is very
concentrated: the top‐three regions (Northern, Upper East and Volta) accounted for nearly 80%
of total national output and 73% of total production area in 2010. These three regions also fall
in three of the country’s six agro‐ecological zones – Coastal savanna, Guinea savanna and Sahel
savanna. Average yield of 2.96 MT/Ha in these three regions exceeds the national average of
2.71 MT/Ha but is significantly lower than the average yield of 5.48 MT/Ha in the Greater Accra
region, suggesting that the right technologies and policies could enhance yields and output.
The opportunities are even higher when 2010 yields of 4.10 MT/Ha, 4.07 MT/Ha and 3.36
MT/Ha in neighboring countries of Senegal, Benin and Mali are considered.
Table 1: Distribution of Rice Production by Region and Agro‐Ecological Zones (2006)
Region …
March 4, 2025
Precision Ag and Technology Articles
Agricultural
data sources includes publicly available USDA statistics … Grant University Extension publications.
Space weather data sources … M. Cookus.
We appreciate publicly available data from the US …
January 11, 2018
Farming for the Future Presentations
Soybeans
Net Farm and Ranch Income
$(20,000)
$30,000
$80,000
$130,000
$180,000
Retu
rns o
ver T
otal
Cos
ts ($
/ac)
Net Income Per Operator
Dryland Crop
Cowherd
Average Net Farm Income
$(10,000)
$10,000
$30,000
$50,000
$70,000
$90,000
$110,000
($/a
c)
Farm Family Living Expenses
$20,000
$40,000
$60,000
$80,000
Total Family Living Expenses …
September 4, 2017
Section 7: Interpreting Financial Statement Results
pricing, financing and
marketing decisions on gross income?
17 … Gross farm income
Solvency (market)
4. Farm debt-to-asset … income
+ / – Inv change of crops, mkt lvst,
brdg …
pricing, financing and
marketing decisions on gross income?
17 … Gross farm income
Solvency (market)
4. Farm debt-to-asset … income
+ / – Inv change of crops, mkt lvst,
brdg …
October 1, 2010
Farm Machinery Papers
purchase the
equipment at a market value at the end of the lease … ownership costs, including market depreciation,
interest … ownership
costs including market depreciation, interest, taxes …
March 1, 2016
Wind Energy Leases
substantial and unreasonable. A public nuisance, on the
other hand … is common to the general public,”
meaning that it interferes … that it interferes with “public health, safety, comfort …
Breakout Sessions
1980. Kent is a Certified Public
Accountant and his experience … Joe Farmer bought 160 acres in 2010 at a public auction
where the minerals were sold separately from the surface
rights. He paid $ 500 per acre for the minerals and $ 1200 per
acre for the land, for a total of $ 1700 per acre.
• …
Farm Type
ck-Ranch Cow Herd (14 Farms)Crop Non-Irrigated (316 Farms)
Income … Forage15 3,20715,354
Other Crop16 1,1589,789
Government … 1,1589,789
Government Payments17 5,39420,873
Crop Insurance Proceeds18 25617,426
Machine …